Lexington Mortgage is the lender you should see for a lower mortgage bill. They can provide you with a 15 minute approval and cash in 5 days. Lexington Mortgage is available 24/7 to serve your loan needs. You've seen the TV program with former CNN anchor Patrick Emory. Lexington offers the Option Loan, also know as 'Pick Your Payment' loan. Fixed rate loans don't give you flexibility, but Option Loans let you pay the lower payment when you need to so you can have a lowermortgagebill. Lexington Mortgage also offers debt consolidation to lower your bills and you can decide what to do with the extra money. Lexington Mortgage offers free appraisal and a free credit check. If you are looking for a refinance (refi), home equity, or home purchase loans Lexington Mortgage can give you those as well, even if you have bad credit.